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Foremost News and Media
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Grand Rapids, MI – Foremost Insurance Group is expanding its Dwelling Fire program in Alabama effective May 1, 2010. Foremost® is targeting standard and preferred landlord and rental property customers with new, larger discounts.

All new business will be written on the new Dwelling Fire One or Dwelling Fire Three policies, while current customers will be moved into the new program at renewal.

“We’re excited about more opportunities to insure even more landlords, since we are expanding outside of the non-standard business we have always provided,” says Brenda Castellano, Foremost zone executive director. “The numerous discounts in the new program are a great benefit to agents and their customers, offering a competitive price for quality coverage.”

Some of the changes to the Dwelling Fire program include:   

  • Financial Responsibility Scores are being used as a rating parameter for landlord business (new business only) with adiscount of up to 20%.
  • Homes up to 15 years old may qualify for an Age-of-Home discount of up to 25% (rental properties only).
  • Owners with another personal lines or qualifying life policy with Foremost, Farmers®, Bristol West® or 21st Century may qualify for a discount.
  • Owners with multiple properties insured with Foremost may qualify for a discount of up to 10%.

Foremost is also broadening its underwriting and accepts the following:

  • Vacation rental properties
  • Homes with open foundations
  • Customers with up to five losses
  • Customers who have had a lapse in coverage

Foremost-appointed agents can book expanded Dwelling Fire business on www.ForemostSTAR.com. To become appointed with Foremost, agents can call 1-800-237-6136 or visit www.ForemostAgent.com. To share your feedback, visit our Facebook page at www.Facebook.com/foremostinsurance or our Twitter page at www.Twitter.com/foremost.