What to Look For in a Fifth-Wheel Insurance Policy
The biggest mistake many fifth-wheel owners make is insuring their rig on an auto policy. At claim time, they may discover they don't have the specialized coverages they need. And that can be a very unpleasant surprise!

Here are some of the myths and realities that you may want to consider when looking for an insurance policy for your fifth-wheel:

Myth: "My homeowners policy will cover all my personal property on the road."
Reality: Most auto policies don't include comprehensive coverage for personal belongings, and homeowner policies typically place strict limits on off-premises coverage and require a sizable deductible to be paid first. Foremost policies provide optional comprehensive coverage for personal belongings, and in most cases don't require a deductible.

Myth: "An insurance policy won't help me if my fifth-wheel breaks down."
Reality: Foremost offers TraveLine^® towing and roadside assistance. If your fifth-wheel or tow vehicle is disabled anywhere in the US or Canada, you can call Foremost's toll-free TraveLine^® number for towing or roadside help. Foremost policies also include high limits to cover the towing or servicing of larger travel trailers, and a "sign and drive" privilege that covers towing or roadside assistance expenses on the spot.

Foremost also offers outstanding emergency expense coverage. Unlike typical auto policies, our fifth-wheel policy pays for temporary housing or travel expenses to get you home if your fifth-wheel is damaged while you're on the road. We'll even pay to transport your damaged fifth-wheel to your home, a repair center, or a storage facility.