Coverage Options
Our policies provide important standard and optional coverages that are geared toward motorcycles, and may not be available in a conventional auto policy. A Foremost Motorcycle insurance policy, on the other hand, can give you more security and more value for your money.

Important Coverages
For real peace of mind as you travel the highways and byways, you need a policy that provides a wide range of coverages. These should include:

• Collision Coverage
• Other Than Collision Coverage
• Liability Coverage
• Medical Payments Coverage
• Safety Apparel Coverage
• Optional Equipment Coverage

Optional Coverages
For extra coverage on the open road, and because not everyone's needs are the same, a Foremost policy offers a variety of options, such as:

• Increased limits on Liability
• Uninsured/Underinsured Motorist Coverage
• Replacement Cost Total Loss Settlement Coverage
• Increased limits on Optional Equipment Coverage
• Towing and Roadside Assistance with Trip Interruption Coverage
• Coverage on transport trailers valued up to $7,500

Broad Eligibility
It's truly amazing how many different types of motorcycles you see on the road today. Powerful American iron. High-class imports. High-performance sport bikes. Eye-catching trikes. Custom cruisers. Fully-restored classics. Foremost will cover all of these - and give you the important coverages you may not be able to find elsewhere.

Annual Policies
You can enjoy year-round coverage with no lay-up period, so if there's a beautiful winter day when the road is calling to you, rest assured that you're covered. No extra phone calls, no hassles!

Replacement Cost Total Loss Settlement
Provides replacement cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000. This coverage applies when the insured purchases a new motorcycle from a dealer and insures it with Foremost within 30 days of purchase. Refer to the endorsement for details. This coverage does not apply to Custom or Classic Motorcycles.